Central health assurance scheme for eligible families. Check beneficiary status and empanelled hospitals on the official PM-JAY site.
- Ministry
- National Health Authority
- Level
- central
- Application deadline
- Ongoing / check portal
- Benefit amount
- Up to Rs 5 lakh per family per year (as commonly listed; confirm on portal)
Benefits
Health insurance cover for eligible families for listed secondary and tertiary care procedures at empanelled hospitals.
Eligibility (summary)
Cover is based on official beneficiary lists (SECC / state criteria). Confirm your family status on the official portal before relying on cover.
- bpl
- general
Benefit categories
Before you apply
Use this page to understand the scheme at a glance. Income caps, age limits, and document lists change, and state rules can differ from the central summary. Matching a filter on HowDoI India does not mean you will be approved. Only the ministry or state portal decides eligibility after you submit.
Apply only through the official link above. Keep your Aadhaar, bank details, and income proof ready in the format the portal asks for. Screenshot or save acknowledgements after each step. Never pay agents who promise faster approval on WhatsApp or Telegram.
For DBT schemes, confirm the bank account is in your name and linked where the ministry requires it. For housing, ration, or health benefits, your local municipal or tehsil office may still need a physical visit even after an online form. Carry the printed acknowledgement when you go.
If a deadline is listed here, treat it as a reminder and recheck the official site the day you apply. For ongoing schemes without a hard end date, still confirm that registration or eKYC is open for your district. HowDoI India does not collect applications or fees. If you need related help, open our guides or calculators only after you confirm the scheme rules on the government portal. Keep copies of every upload so you can reapply cleanly if a window reopens.