Government-backed life insurance scheme linked to bank or post office accounts. Enrol through your bank and read the official terms for exclusions.
- Ministry
- Department of Financial Services
- Level
- central
- Application deadline
- Ongoing / check portal
- Benefit amount
- Cover and premium as notified (confirm with bank)
Benefits
Yearly renewable life insurance cover for eligible account holders at a notified premium.
Eligibility (summary)
Life insurance cover for eligible bank or post office account holders in the notified age band. Renewals and exclusions apply. Confirm with your bank.
- general
- worker
Benefit categories
- Health
- Workers
Before you apply
Use this page to understand the scheme at a glance. Income caps, age limits, and document lists change, and state rules can differ from the central summary. Matching a filter on HowDoI India does not mean you will be approved. Only the ministry or state portal decides eligibility after you submit.
Apply only through the official link above. Keep your Aadhaar, bank details, and income proof ready in the format the portal asks for. Screenshot or save acknowledgements after each step. Never pay agents who promise faster approval on WhatsApp or Telegram.
For DBT schemes, confirm the bank account is in your name and linked where the ministry requires it. For housing, ration, or health benefits, your local municipal or tehsil office may still need a physical visit even after an online form. Carry the printed acknowledgement when you go.
If a deadline is listed here, treat it as a reminder and recheck the official site the day you apply. For ongoing schemes without a hard end date, still confirm that registration or eKYC is open for your district. HowDoI India does not collect applications or fees. If you need related help, open our guides or calculators only after you confirm the scheme rules on the government portal. Keep copies of every upload so you can reapply cleanly if a window reopens.