Small savings scheme for eligible senior citizens. Open at India Post or authorised banks and verify current interest rates officially.
- Ministry
- Ministry of Finance / India Post / banks
- Level
- central
- Application deadline
- Ongoing / check portal
- Benefit amount
- See official portal
Benefits
Government small savings deposit with quarterly interest for eligible senior citizens.
Eligibility (summary)
Generally for individuals aged 60+ (with notified exceptions for early retirees). Deposit caps and tenure rules apply. Confirm at India Post or authorised banks.
- senior
Benefit categories
Before you apply
Use this page to understand the scheme at a glance. Income caps, age limits, and document lists change, and state rules can differ from the central summary. Matching a filter on HowDoI India does not mean you will be approved. Only the ministry or state portal decides eligibility after you submit.
Apply only through the official link above. Keep your Aadhaar, bank details, and income proof ready in the format the portal asks for. Screenshot or save acknowledgements after each step. Never pay agents who promise faster approval on WhatsApp or Telegram.
For DBT schemes, confirm the bank account is in your name and linked where the ministry requires it. For housing, ration, or health benefits, your local municipal or tehsil office may still need a physical visit even after an online form. Carry the printed acknowledgement when you go.
If a deadline is listed here, treat it as a reminder and recheck the official site the day you apply. For ongoing schemes without a hard end date, still confirm that registration or eKYC is open for your district. HowDoI India does not collect applications or fees. If you need related help, open our guides or calculators only after you confirm the scheme rules on the government portal. Keep copies of every upload so you can reapply cleanly if a window reopens.