Central government

PM SVANidhi (street vendor micro-credit)

Ministry of Housing and Urban Affairs

Micro-credit scheme for eligible street vendors. Apply through the official portal or your urban local body facilitation process.

PM SVANidhiStreet vendorLoan
Ministry
Ministry of Housing and Urban Affairs
Level
central
Application deadline
Ongoing / check portal
Benefit amount
See official portal

Benefits

Working capital loan support and related incentives for eligible street vendors.

Eligibility (summary)

For street vendors identified / surveyed in urban local body areas as per scheme rules. Confirm with your ULB or the official PM SVANidhi portal.

  • worker
  • general

Benefit categories

Before you apply

Use this page to understand the scheme at a glance. Income caps, age limits, and document lists change, and state rules can differ from the central summary. Matching a filter on HowDoI India does not mean you will be approved. Only the ministry or state portal decides eligibility after you submit.

Apply only through the official link above. Keep your Aadhaar, bank details, and income proof ready in the format the portal asks for. Screenshot or save acknowledgements after each step. Never pay agents who promise faster approval on WhatsApp or Telegram.

For DBT schemes, confirm the bank account is in your name and linked where the ministry requires it. For housing, ration, or health benefits, your local municipal or tehsil office may still need a physical visit even after an online form. Carry the printed acknowledgement when you go.

If a deadline is listed here, treat it as a reminder and recheck the official site the day you apply. For ongoing schemes without a hard end date, still confirm that registration or eKYC is open for your district. HowDoI India does not collect applications or fees. If you need related help, open our guides or calculators only after you confirm the scheme rules on the government portal. Keep copies of every upload so you can reapply cleanly if a window reopens.